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Payment Processor Capabilities

Core Payment Flows​

OrchestratorX supports a wide range of parameters through the Payments Create API for the underlying payment connectors it integrates with. The diagram below illustrates the various parameters and flows supported as part of a typical payment connector integration.

Card Payment Flow Configurations​

OrchestratorX enables multiple card payment configurations designed to support a wide range of industry-specific use cases through the unified Payment Confirm request.

OrchestratorX card payment flow configurations diagram

  • Verification: Facilitates $0 verification, $0 verification for subscriptions, and AVS & CVV integrity checks.
  • Authentication: Modular support for External authentication providers or native PSP authentication.
  • Capture Strategy: Configuration for Automatic capture or Manual/Multiple manual capture logic.
  • Voiding: Explicit support for Voids initiated both before capture and before settlement.

Card-Specific Parameters​

The Payments API supports an extensive set of card parameters to ensure regional flexibility and compliance across retail and subscription billing.

OrchestratorX card-specific parameters diagram

Transaction Initiation Types

  • Customer Initiated (CIT): Supports Raw Card and Network Token inputs.
  • Merchant Initiated (MIT): Optimized for recurring billing using Processor Tokens, Raw Card + NTID, or Network Token + NTID.
  • Agent Initiated: Securely handle Shared Payment Tokens for delegated payment scenarios.

Advanced Data Fields

  • Pre-transaction: Integration of 3DS Authentication Data and Risk/Fraud check data.
  • Order Metadata: Deep support for L2/L3 data fields, full order information, and complex Routing Data.
  • Additional Flags: Granular control for Moto, Estimated Auth, Incremental Auth, and Partial Authorizations.

Digital Wallet Integration​

OrchestratorX provides comprehensive parameters that streamline transaction management across leading digital wallets like Google Pay and Apple Pay.

OrchestratorX digital wallet integration diagram

  • Experience Models: Support for Native, Redirect, and 3rd-party SDK integration patterns to ensure a seamless checkout experience.
  • Payload Management: Robust handling of both Decrypted (with cryptogram and wallet data) and Encrypted payment data payloads.

Post-Transaction: Refunds, Disputes, and Errors​

OrchestratorX offers a unified interface to track, respond to, and reconcile outcomes across multiple PSPs from a single orchestration layer.

OrchestratorX post-transaction refunds disputes and errors diagram

  • Refund Management: Unified parameters for Complete Refunds and multiple Partial Refund scenarios.
  • Chargebacks: Streamlined Unification of reporting and submission across different processors.
  • Unified Error Handling: Transparent access to Unified & Raw error codes, including Issuer-specific messages, PSP error codes, and MAC-level messages for faster resolution.