Processors with Split Settlement

Overview

Split settlement refers to the process of dividing a single transaction into multiple parts, ensuring that funds are automatically distributed among different parties in real-time or through scheduled settlements.

This is essential for marketplaces, platforms, and businesses handling multi-party transactions, enabling seamless revenue sharing, commission deductions, and vendor settlements while maintaining accuracy and compliance.

OrchestratorX Implementation

OrchestratorX provides payment functionality with connector-specific implementations supporting three major payment processors: Stripe, Adyen, and Xendit.

Each connector has distinct validation rules, data structures, and split models tailored to their specific requirements. This abstraction allows you to manage multi-party flows through a single orchestration layer.

Configuration Requirements

• Business Profile: Split Settlement must be enabled at the business profile level through the split_txns_enabled flag. This allows merchants to configure this functionality per profile.
• Account Setup: Proper merchant connector account (MCA) setup is required before split settlement can be utilized.

Connector-Specific Split Models

The table below outlines the specific capabilities supported by each processor integration:

Processor	Key Capabilities
Xendit	Supports both single splits and multiple route distributions, with flexible routing options including flat amounts and percentage-based splits.
Adyen	Provides various split types including balance accounts, commissions, and fees with detailed charge response tracking.
Stripe	Implements application fees and destination accounts for revenue sharing scenarios.